MyLOA handles borrower intake and ongoing transaction coordination across every channel — text, voice, email, and app — delivering structured, compliance-ready loan files to licensed loan officers so they can focus on closing.
MyLOA's AI handles the entire intake and coordination journey — compliantly, automatically, across every channel.
Via text, voice, email, or app — MyLOA replies in seconds with a warm, AI-disclosed introduction.
Conversational AI guides each borrower through a complete loan application without rigid forms, capturing every detail with verification at each step.
Federal and state rules are enforced before any data is processed, recorded, or transmitted.
A clean, organized application — verified, structured, and ready to act on — lands in the licensed loan officer's queue. The AI never underwrites.
Every feature is designed around the reality of how loan officers work — and how regulators expect them to.
Natural conversation across every channel, with adaptive language matching the borrower's communication style. No rigid forms. Multi-field capture from a single message.
Federal mortgage law, state privacy law, AI-disclosure requirements, and call-recording rules enforced automatically — never after the fact.
Real-time pricing comparison and structured option presentation, paired with automated disclosure generation.
Visibility from first contact through close — file status, conditions tracking, urgency flagging, and full audit trail for LOs, processors, and management.
Borrowers switch from text to voice to email mid-conversation without repeating themselves. The AI remembers what was said and where.
Push architecture into the loan origination systems lenders already use — with explicit LO approval before any data writes.
MyLOA is architected from the ground up around regulatory compliance. The AI handles intake and coordination. Licensed loan officers handle underwriting. Always.
MyLOA is currently in pilot with licensed loan officers. Lenders, mortgage brokers, and technology partners interested in early access — we'd love to hear from you.
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